Actually, the CRT enables a sponsor to do both. Once the account is opened with a minimum deposit, family members or friends can make contributions to mark special occasions, such as birthdays, holidays, bar/bat mitzvahs or other milestones. In addition, they can provide instructions for additional funding through a family trust or bequest. In some instances, grandparents or siblings establish the account. These accounts can serve as an investment mechanism to assure there will be resources for their loved one while also including the Camphill Trust account as part of their estate plan. A family may decide not to request distributions from the account as long as they are able to provide for supplemental needs. There is peace of mind knowing the account is in place should there be an unexpected change in circumstances.